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Suman Bhowmick


Product Owner, Pega Systems

Location: Hyderabad, Telengana, India


Certified ScrumMaster
Certified Scrum Product Owner



Suman Bhowmick

Product Owner - Pegasystems



More than 10 years of rich and diverse experience in the field of Software Development, Product Management, Innovation and Project Management, Quite proficient in Project Management and People Management skills. Experience of both Waterfall and Agile projects. Extremely well versed with financial domain solutions. An experienced Lean and Scrum practitioner with Scrum Product Owner (CSPO) and Scrum Master (CSM) certification from Scrum Alliance.


 - Product Management

 - Project Management

 - Developing solutions requirements

 - Scrum Practitioner

 - Rapid prototyping

 - Financial Self Service domain

 - Innovation                                         

- People Management

 - Team Leadership

 - Performance appraisal

 - New product development

 - Microsoft technologies (C#.NET, VB.NET, VB)



Product Owner, APTRA Advance NDC at NCR Corporation

September 2014 - Present (8 months)

Responsibilities includes,

 • Envision the product.

 • Understand and decide the product’s value proposition and the desired business benefits.

 • Collaborate closely with the development team and the Scrum Master.

 • Describe the desired the product features to the development teams

 • Ensure the product is developed as per user’s requirement

 • Determine what needs to be done next and select the right sprint goal.

 • Manage the product backlog and prioritize them


Project Manager - Applied Innovation Group at NCR Corporation

February 2013 - August 2014 (1 year 7 months)

Applied Innovation team is the Innovation & Advanced Development group of NCR. It acts as the innovation catalyst and development accelerator for NCR.

 • Developing solutions requirements

 • Rapid prototyping through SCRUM

 • Technology transition from concept to development

 • Agile Scrum practitioner

 • Ideation workshops

 • Conducting Innovation Challenges

 • Conducting and helping other teams to conduct Code-a-Thons


Project Manager - Financial Line of Business at NCR Corporation

April 2011 - January 2013 (1 year 10 months)

Technical & People leadership role in building a multi-vendor ATM software product targeted for North American market.


• Agile Scrum practitioner - Scrum Master

• People management

• Hire, train, and mentor

• Performance management


Senior Software Specialist, Financial Line of Business at NCR Corporation

May 2008 - March 2011 (2 years 11 months)


Software Engineer at NCR Corporation

February 2005 - May 2008 (3 years 4 months)



NCR Corporation Limited

Product Owner, Project Manager, Senior Software Specialist, Software Engineer

February 2005 to Present


Honors and Awards

Outstanding Performer Award Global R&D

NCR Corporation

November 2007

Best Inventor of the Year 2013

NCR Corporation

December 2013

Distinguished R&D Excellence Award - 2013

NCR Corporation

May 2014



English (Full professional proficiency)

Hindi (Limited working proficiency)

Odiya (Native or bilingual proficiency)



Certified Scrum Master

Scrum Alliance License 000214025 October 2012 to September 2016

Software Lean Six-Sigma Green Belt

NCR Corporation November 2013

Certified Scrum Product Owner (CSPO)

Scrum Alliance March 2015 to March 2017



Narsee Monjee Institute of Management Studies

PGDBM, Business Administration and Management, General Management, 2012 - 2014

Grade: CGPA-3.87 on 4

Biju Patnaik University of Technology

Bachelor of Engineering (BE), IT, 2000 - 2004

Bhadrak Autonomous College, Bhadrak

1997 - 1999



Innovation, Agile software development, Design for Six Sigma, Team building, Leadership, Movies, Cricket,





Methods and System for Passive Authentication

United States Patent Application 14-5675 (433) 14/633,731

Inventors: Suman Bhowmick

It is a concept using which an user can be authenticated passively. Here passively means, user doesn't have to do anything explicitly to get himself authenticated. Here a determination is made, at given point in time, as to whether a user is to be passively authenticated for access to a second resource based on the user’s information in the system.


Methods and System for Continuous Automated Authentication

United States Patent Application 14-5678 (459) 14/633,768

Inventors: Suman Bhowmick

This patent provides a method for continuous automated authentication of a user. Specifically, sensor data is obtained from a sensor interfaced to various devices. Next, a confidence value is generated from the sensor data. Finally, the confidence value is provided for authenticating a resource for access to one or more of: the device, a second resource, and a transaction operation.


Methods and a System for Authentication through User Attributes

United States Patent Application 14-5679 (460) 14/633,806

Inventors: Suman Bhowmick

This patent is all about capturing various user attributes and getting them validated with his past attributes. Here a variety of data relevant to attributes of a user is collected. This patent covers a quite a good number of possible attributes of a human being through his he can be authenticated.


Work experience

Pega systems, Product Owner
April 2016 - Present, Hyderabad, Telanaga, India
Product Owner- Pega Express

NCR Corporation , Product Owner
September 2014 - April 2016, Hyderabad, Telangana
Working as Product Owner for Aptra Advance NDC product. This is the ATM application deployed on maximum number of ATMs across the world. In this role my responsibilities includes, • Envision the product. • Understand and decide the product’s value proposition and the desired business benefits. • Collaborate closely with the development team and the Scrum Master. • Create Stories, EPICs • Describe the desired the product features to the development teams • Ensure the product is developed as per user’s requirement, Validate the features through DEMO • Determine what needs to be done next and provides my input to team so that they can select the most valuable items for the sprint. • Manage the product backlog and prioritize them

NCR Corporation , Project Manager - Applied Innovation team
February 2013 - August 2014, Hyderabad, Telangana, IN
I was part of the global Innovation Team of NCR. It was a flat team with quite senior team members reporting to Vice President, who was the Innovation leader of the organization. The team used to work on Rapid Prototyping using Scrum. Along with that team used to take care of all the Innovation Initiative across the organization. For the Rapid prototyping, we used to work on new domains, new technologies. It was a quite challenging work environment where change and risk was quite prominent. SCRUM methodologies helped us a lot to tackle the risks and the upcoming changes.

NCR Corporation , Project Manager - Financial Line of Business
April 2011 - January 2013, Hyderabad, Telangana, IN
Worked as Scrum Master during this time frame. The team used to develop ATM software for US banks. Along with that worked on a big CI project as scrum master as well during this time. Both of the projects used to have 3 weeks sprint. Along with being project manager (people reporting) worked as Scrum Master as well.

Articles I've written

The Top 5 Common Blocks in Scrum
At a recent conference of ScrumMasters and product owners from various product and services companies, five impediments, or blocks, were mentioned by almost all the teams. Let's look at each of these blocks.

Is Technical Expertise Required to Be an Effective Product Owner?
Must product owners have technical expertise to do the best job? Here I give you my perspectives on the pros and cons of having technical expertise.

Maximizing the Amount of Work Not Done
Maximizing the amount of work not done is essential -- are you serious?

5 Major Symptoms of Ineffective Retrospectives
A retrospective is one of the core events of Agile practices. But for most teams, retrospectives are not as effective as they should be. Here are the five major symptoms of ineffective or dysfunctional retrospectives.


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