Alex Ebosie is a highly motivated individual with in depth knowledge of Credit Risk and Regulatory Reporting methodologies and has over 11 years of experience in providing technology solution within the Banking sector.
Being a key advocate of the agile framework, has played a huge part in developing and implementing business change, assisting clients develop and streamline processes in various capacities.
Currently exploring how best to adopt agile best paractices within the financial sector.
Rabobank, Business Consultant
September 2011 - July 2013, London, GB
My role involved optimization of existing internal credit operations to support the implementation of a totally new mechanism for calculating credit risk elements using Monte Carlo Risk based Simulation Engine . In addition, I was involved in the specification for porting of a suite of risk management applications to a .Net framework which covered areas such as Collateral Management, BISII Counterparty rating, Reference data management, Limit checking and Allocation, control of derivatives exposures and issuer risk in accordance with BIPRU recommendation.
The effort was focused on moving Commodity, Equity Financing and Equity Derivative asset classes to align with Monte Carlo risk based simulation approach as well as downstream syetms.
My role also covered datacentric projects that were aimed at aligning risk portfolios to be compliant with Dodd Frank and EMIR as well as implementing BIS III (Liquidity Risk) enhancements.
RBS Global Banking & Markets, Business Consultant
October 2009 - June 2011, London, GB
My role at RBS involved specification of business requirements and validation of in house Credit Sanctioning and Credit workflow systems used for Limit Capture and Limit utilisation.
From an agile perspective, the early projects I embarked on coincided with the transitioning of the SDLC of the organization from waterfall to scrum approach. The agile framework and some agile best practices were adopted to form the blueprint used for the subsequent projects that I helped to deliver.
This included a scrum focused implementation of Probability of Default (PD) modelling and batch processing which included IFRS9 compliant Point in time (PIT) /Through-The-Cycle (TTC) ratings system.
In order to have a better grasp of this new world of developing software and to understand how the framework can be applied to projects within the financial services sector,I underwent a formal training of which I got the CSM certification.