Guy Beaver is the CIO at Critical Point Group, a provider of digital marketing services for banks, credit unions and other financial institutions.  Prior to joining CPG, Beaver served as systems manager for an industry-leading mutual fund organization, where he presided over the delivery of the firm's Web applications for account opening and funds transfers. In this role, he successfully implemented Agile in a mature Six Sigma IT organization. Before that, he served as a software engineer for an application development company that was under contract to the NASA Langley Research Center. He was also a research physicist for the U.S. Naval Research Laboratory. His recent experiences include rapid delivery of enterprise web applications and leading the change to Agile in both large corporations and start-ups. He has over 23 years of software engineering and IT experience in several industries including DoD, NASA and Financial Services. He is an experienced consultant and coach, and has published articles in several technical journals.