My name is Michael Tepp. I am a U.S. citizen, born in Germany, and living in Singapore since April 2008. I graduated in Germany in 1989 with a M.S. in Computer Science. I worked for three years at an A.I. research institute at Erasmus University, Rotterdam, The Netherlands. Then I moved to Japan, where I worked as a developer for Merrill Lynch, Barclays, J.P. Morgan, Lehman Brothers, UBS, and, since August 2004, TradingScreen. I started my own IT consulting practice in Singapore in early 2008.